Last Updated: March 13, 2025

1. Introduction

Welcome to Smart Money Advice (“we,” “our,” or “us”). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit smartmoneyadvice.ca (the “Website”). By using our Website, you agree to the practices described in this policy.

2. Information We Collect

A. Personal Information

We collect personal information that you voluntarily provide, including:

  • Email addresses (when signing up for our newsletter or contacting us)
  • Names (if provided in contact forms)

B. Non-Personal Information (Automatically Collected)

We use third-party tools (e.g., Google Analytics, HubSpot) that may collect:

  • IP addresses
  • Device & browser information
  • Pages visited and interaction data
  • Referral sources (how you arrived at our Website)

This data is used for analytics, improving site performance, and optimizing content.

3. How We Use Your Information

We use the collected data for the following purposes:

  • To send newsletters and updates (if you opt-in)
  • To respond to inquiries or customer service requests
  • To analyze site traffic and improve user experience
  • To monitor and prevent security threats or fraud
  • To comply with legal obligations

4. Cookies & Tracking Technologies

We use cookies and similar tracking tools to enhance your experience. Cookies help us:

  • Analyze site traffic (via Google Analytics)
  • Remember preferences for a better user experience
  • Track affiliate link clicks (to properly credit referrals)

You can disable cookies in your browser settings, but some site features may not work properly.

5. Third-Party Links & Affiliate Disclosure

Our Website contains affiliate links. If you purchase through these links, we may earn a commission at no extra cost to you. These links help support our content.

We are not responsible for third-party websites linked on our site. Each has its own privacy policy, which you should review before providing personal information.

6. Data Protection & Security

We take reasonable measures to protect your data from unauthorized access, but no online system is 100% secure. If you have concerns about your data, please contact us.

7. Your Rights & Choices

You have the right to:

  • Opt-out of emails using the unsubscribe link in our emails
  • Request deletion of your personal information by contacting us
  • Disable cookies in your browser settings

For any privacy requests, contact us at: contact@smartmoneyadvice.ca.

8. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page. Continued use of our Website after updates constitutes acceptance of the new policy.

9. Contact Us

For any privacy-related inquiries, you can contact us at:
Email: contact@smartmoneyadvice.ca